Paying for PocketSmith

You can pay for your PocketSmith subscription using Visa, Mastercard or AMEX credit or debit cards. Read on to find out how to update your card details, change your subscription, or gift a subscription to a friend 🎁

Adding or updating your credit card details

Adding credit card details

If you have a free account and would like to  upgrade to a paid plan, you will need to add your credit card details. Follow these steps: 

1. Sign in to your PocketSmith account via the web app and head to  Profile >  Subscription & upgrade >  Subscribe now
2. Enter your credit card details and click  Save payment details

Changing credit card details

You can change the credit card that you use to pay your PocketSmith subscription at any time. Follow these steps:

1. Head to  Profile >  Subscription & billing > Update billing info
2. Select the checkbox Update your payment details
3. Enter your new payment details and click Save payment details 

Your payment details will now be updated with your new credit card information. The new credit card will be used for your next payment.

Changing your PocketSmith subscription

If you want to change your PocketSmith subscription to a different paid plan, check out our user guide:  Changing your PocketSmith subscription

Additional charge on your credit card

You may see an additional charge on your credit card statement alongside the value of your PocketSmith subscription. This will usually show as a $1/£1 transaction.

This is just a temporary charge called an Authorization Hold -http://en.wikipedia.org/wiki/Authorization_hold. This is a standard procedure performed by our merchant provider to ensure that the card is valid and will accept charges, without ever actually taking the funds.

This will be removed in a few days and ultimately you won't be charged for that!

Error messages and reasons why a payment might not process 

❌ 'Refer to card issuer' or 'Do not honor' error

Because PocketSmith is based in New Zealand, some credit card providers based outside of New Zealand will restrict payment and return an error message when trying to process your payment. Their restrictions may range from preventing a purchase entirely or limiting a purchase to no more than $20 in value.

Resolution: call the bank who issues your card to explain your purchase, and they'll allow the payment to proceed.

❌ Temporary credit card block

If you attempt to re-enter the same card details multiple times within a 24 hour period, a temporary block will be placed on your credit card by our system. This is a security measure we need to take in order to prevent fraudulent activity.

If this block is put on your account, you'll see the following message:

"It looks like this card has already recently been used to purchase a PocketSmith subscription. Please contact support for assistance."

Currency information for billing

PocketSmith subscriptions are charged in:

• NZD for users in New Zealand
• AUD for users in Australia
• GBP for users in the United Kingdom
• USD for users in the United States of America and the rest of the world

As PocketSmith is based in New Zealand, on occasion, some credit card providers may charge an international transaction fee. This fee is typically around 3% of the transaction value. Banks usually list these fees in the Terms and Conditions for your credit card, which you can find on their website.

Gifting PocketSmith subscriptions

If you'd like to gift a PocketSmith subscription to a friend or family member, this is easy to do!

Just head to our  Gift subscription page to choose a subscription, fill out the details, and add a message.

You can choose a specific date to email the gift coupon to your friend, or alternatively, you can opt to email the subscription at your convenience 🎁📧